The influence of socio-economic factors on post-retirement adjustment of retired civil servants in Lusaka

Socio-economic factors influencing adjustment in retirement among civil servants in Lusaka was the focus of the study. More specifically the main concerns of the study to investigate the relationship between financial security, occupation background and pre-retirement. attitudes towards retirement on one hand, and adjustment to retirement. On the other, as well as the coping patterns of the retirees.A survey method was employed to collect data from a randomly selected sample of 90 retired civil servants residing in Lusaka. The data have demonstrated that most retires adjust, poorly to retirement. The data confirmed the relationship between financial security and adjustment to retirement. as well as that between pre-retirement attitudes towards retirement and adjustment. No significant, association was found between occupational background and adjustment to retirement. The data also showed that most retirees in a quest to compensate for the loss of the job and to retain the prestige and status of a worker tried to find functional and satisfying substitutes fox- gainful employment such as being engaged in farming and participation in formal Organizations activities .